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A bank statement converter turns a PDF bank statement into a clean OFX file in seconds, with separate fields for date, description, debit, credit, and running balance. Upload a single statement or a full year at once, from any US bank, scanned or digital, and download an OFX file ready for MS Money and accounting software, or a CSV or Excel workbook you can review first, to reconcile, categorize, or hand to your accountant. There is no manual retyping, no broken tables, and no 90-day download limit.
Automatically convert bank statements to a structured OFX file (date, description, debit/credit, running balance) for faster reconciliation and analysis, with no manual data entry.
ofxstatement · workspace
| Date | Description | Amount |
|---|---|---|
| 03/04 | ACH DEPOSIT PAYROLL | +2,400.00 |
| 03/06 | POS PURCHASE | -42.50 |
| 03/09 | WIRE TRANSFER JONES | -1,180.00 |
| 03/12 | CARD FEE | -3.99 |
| 03/15 | INTEREST PAID | +0.84 |
Convert bank statements to clean, tagged OFX files in minutes, with no manual data entry.
Three steps to a clean OFX file
PDF or image statements from any bank. Bulk uploads supported.
AI reads each transaction into date, description, debit/credit, running balance and a unique FITID.
A tagged OFX file for MS Money and accounting software, plus CSV and Excel export.
Your financial data is encrypted and access-controlled.
TLS 1.2+ in transit and AES-256 at rest for all files and results.
Every statement, extraction and export is bound to the account that uploaded it, and you can delete it at any time.
Your uploads and extractions are bound to your account and reachable only by you, and you can remove your data anytime.
One million Base AI pages a month, API access and bulk upload, billed monthly or yearly. See the Enterprise plan.
Brokerage and credit card statements often arrive as encrypted PDFs, and Quicken, Xero or MS Money cannot import a file nobody can open. Type the password once, the statement unlocks for that conversion only, and the transactions come out as an OFX file. The password is used to open the file and is never saved.
Every upload is checked for encryption first, so a locked statement gets a password box instead of an empty or failed export.
Once it opens, the whole statement shows in a preview, so you can confirm the account and the month before the OFX goes into your books.
This document is password protected.
An OFX import fails on small things, like two payments sharing one ID or a balance nobody can trace. OFXStatement reads the statement table first, then writes the file the way importers expect it.
Scanned pages, phone photos, long statements and two-column layouts are read row by row, not guessed from a text dump.
Each row gets its own FITID across the whole statement, even when the PDF splits the table page by page, so the importer never drops a payment that looks like a duplicate.
The OFX ledger balance is the last balance printed on your statement. If the statement has no balance column, the field is left out instead of filled with a guess.
Turn raw bank transactions into categorized financial reports with a single click. AI classifies every transaction into income and expense categories, so you get a complete P&L breakdown without manual work.
AI reads each transaction description and assigns it to a meaningful category such as payroll, rent, revenue, transfers, and more.
Tell the AI what to focus on: separate business vs personal expenses, identify add-backs for EBITDA, flag owner draws, or any other analysis.
Merge months or accounts into one report for a complete financial picture across time periods.
Download categorized reports as an OFX file, or export to CSV, with every individual transaction listed under its category.
There are four ways to get a PDF bank statement into Quicken, MS Money or accounting software, and only one of them still works for a scanned page, a statement from three years ago or an account you have already closed.
Upload the PDF and download an OFX file for MS Money, Xero and accounting software, or a CSV you can check first. It works on scans and password-protected files, and the Plus plan takes up to 50 statements in one upload, so a full year of months goes in as one batch.
Online banking at many US banks still offers a Quicken or Money file, but only for recent activity, and the large banks keep cutting it back. Chase ended Direct Connect for Quicken in October 2022 and Bank of America retired its QFX download. For older months the PDF statement is all that is left.
Most online banking portals export only a recent window, often 90 days to about 18 months, and never the older or closed periods. For anything before that window, or for an account you no longer access, the PDF statement is the only source, so you still need to convert it.
Typing transactions into a spreadsheet by hand works for a single short statement, but it is slow and error-prone. A misread digit or a transposed amount can throw off a whole reconciliation, so it does not scale once you have more than a page or two.
Once your transactions are in a clean OFX file, you can categorize the transactions, build a profit and loss report, reconcile against your books, or hand a clean, structured file to lenders and underwriters and accountants. Need a bank-specific walkthrough? See the Chase, Bank of America, and Wells Fargo converters.
If you are starting from a PDF and want the finished account file, the bank statement to OFX converter handles that step and covers the full workflow across every bank and account type. To understand what is actually inside the file your software reads, including the transaction and balance blocks an import depends on, see the OFX file format reference, or the QFX file format reference for the Quicken variant and the INTU.BID identifier it depends on. Software that predates both, including GnuCash and Moneydance, often asks for the older QIF file format instead. Budgeting apps have their own rules: YNAB reads only CSV, QFX, OFX and QIF, so a statement has to become one of those before it will load, which the YNAB CSV converter walks through. Payment platforms are their own case: PayPal exports PDF, CSV, TAB, IIF and QIF but never an OFX or a QFX, so the PayPal statement converter covers what those downloads can and cannot import.
A bank statement converter transforms PDF or image statements into a structured OFX file you can import into MS Money and accounting software, or a CSV for spreadsheets, so you reconcile faster with clean fields like date, description, debit/credit, and running balance.
You can download OFX for MS Money, Xero and other accounting software, CSV for QuickBooks Online and spreadsheets, or an Excel workbook, from the same conversion.
Yes, including faxed and photocopied statements, long multi-page files and layouts that change from one bank to the next.
Files travel over TLS and are encrypted at rest. You can delete a statement and its extracted data from your account at any time.
Yes. When a PDF is encrypted, the upload asks for its password, unlocks the file for that one conversion and then produces the OFX or CSV as usual. The password opens the file and is not saved to your account.
Upload the PDF statement, let the transaction table be read, then choose OFX on the download screen. Each transaction comes out with a posting date, payee, amount and its own transaction ID, and the file imports into MS Money, Xero, GnuCash and most accounting software.
Upload the PDF and pick CSV instead of OFX on the download screen. CSV suits QuickBooks Online, which takes up to 1,000 lines per upload, and any spreadsheet where you want to check the rows before they reach your books.
Accuracy comes from reading the statement as a table rather than as loose text, so every row stays in printed order and the running balance column is kept. Before you download, preview the rows and compare the last balance with the closing balance printed on the PDF. Scanned and multi-page statements are read the same way.
Yes. Scanned pages and phone photos of a statement are read with OCR made for financial tables, and the rows land in the same OFX file a digital PDF would produce. You can also upload JPG, PNG, HEIC or TIFF images directly.
Every bank lays its statement out differently, so the reader works from the page itself rather than a fixed template. Scanned and photographed statements go through OCR first.
OFX imports straight into accounting software that speaks it. CSV suits a spreadsheet or a custom import. Each transaction keeps its date, description, amount, and running balance.
Uploads travel over an encrypted connection and stay inside your own account. Remove any statement from your history when you no longer need it kept.
Each guide shows the exact file your software accepts and how to load a converted PDF statement into it.
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Read more →Get started converting bank statements to OFX.
USD
per month
per month
$294 charged today
Choose speed vs accuracy when extracting
| Base AI Faster | 2,500 pages |
| Pro AI Best accuracy | 500 pages |
Scale statement conversion with bulk upload, custom templates and reports.
USD
per month
per month
$894 charged today
Choose speed vs accuracy when extracting
| Base AI Faster | 10,000 pages |
| Pro AI Best accuracy | 2,000 pages |
Enterprise-grade bank statement conversion and controls.
USD
per month
per month
$ charged today
Choose speed vs accuracy when extracting
| Base AI Faster | pages |
| Pro AI Best accuracy | pages |